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99.5% Total Financing for California Homebuyers

Down Payment and Closing Cost Assistance

Saving for the down payment and/or closing costs can be one of the biggest hurdles many people face when purchasing a home.

If you are looking to buy a home in California, the CHF ACCESS Program may be the right fit for you. This loan program works by combining a 30-year fixed Interest rate FHA Mortgage Loan with a 15-year fixed-rate Second Mortgage that can be applied to the downpayment and/or closing costs.

  • Low to No Downpayment
  • Bankruptcy OK, if at least 2 years old
  • Foreclosure OK, if at least 3 years old
  • No Prepayment Penalties
  • No Reserves Required
  • No First Time Home-buyer restrictions

Fill out the form below to see if you qualify. Or, watch this short video to learn more...

Are you a Realtor or selling your home by yourself?

Use this new loan program to help sell your home.

FREE Marketing Material for... Realtors | For Sale By Owners

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*Some restrictions may apply. Contact MoneyIdeas Loans for complete loan details. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Rates, programs, terms and conditions are subject to change without notice. By submitting this information request you expressly consent that MoneyIdeas Loans may contact you by telephone, email, or direct mail even if you have previously registered on a Do Not Call registry or have previously requested that MoneyIdeas Loans not contact you for solicitation purposes.

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